Experienced Insurance professional with more than 25 years of diversified experience currently working in the O
& G sector. A professional skilled in Property & Casualty Insurance, Claims Management, Commercial Insurance,
Risk Assessment, Risk Management and Reinsurance.
Responsible for all insurance related matters which include strategy, procurement, evaluation & claim
management.
Responsible for planning, coordinating, and delivering the full range of insurance management activities covering,
procurement, budgeting, compliance with Lenders Insurance requirements, claims investigation and negotiation,
insurance risk management and relationship management.
Reporting to the Chief Financial Officer and have a close coordination with various levels within the company as
well as external parties.
Key Accountabilities
Formulate and establish Policies and Procedures to govern insurance procurement and administration, claims
investigation and management and conduct regular review
Continuously monitor effectiveness of insurance strategy and revise to ensure optimum protection based on
economic factors and the operating environment.
Evaluates proposals submitted by insurance companies and provide the appraisals to the tender committee/
Management.
Coordinate the implementation of the Risk Improvement Recommendations as necessary, with various divisions,
Reviews and assesses insurance clauses of various contracts of the Company to ensure all property, other
assets and personnel are adequately covered. Highlights areas of concern and escalate potential challenges with
management until resolved. Initiate the placement of temporary or special insurance to meet operational needs as
required from time to time.
Lead the evaluation of bids received and actively manages the administration of the resulting program.
Lead negotiations with existing and new insurance providers to obtain the most cost-effective coverage for the
Company or its expansion projects.
Provides advice to various departments and contractors at the tender stage on coverage required for insurance
purposes.
Responsible for the timely notification of insurers of all incidents which may be due to their significance, result in
a claim. Advise the concerned department(s) on required reports and documents necessary to prepare a formal
claim. Coordination in negotiating all claims to a final settlement.
Analyse insurance policy performance continuously and highlights any shortfalls and provides specific
recommendations with financial support, for improvement in the renewal provisions
Experience
Lead Insurance Specialist
QAFCO (Qatar Fertiliser Company)
Jan 2020 - Present (3 years 3 months)
Senior Insurance Coordinator
Rafiq Ahmad - page 1
QAFCO (Qatar Fertiliser Company)
Dec 2015 - Dec 2019 (4 years 1 month)
Jeddah Branch Head
Cunningham Lindsey
Jun 2012 - Nov 2015 (3 years 6 months)
As Branch Head, I am responsible for the overall management of the office, liaising with various
insurers, brokers etc for new jobs, ensuring timely surveys and issuance of the appropriate reports. I
also look after the timely payments of our account receivables. I am interacting with the staff on regular
basis for the timely completion of assignments and technical support.
Sr. Loss Adjuster
Cunningham Lindsey
Sep 2010 - May 2012 (1 year 9 months)
Loss Adjuster
Cunningham Lindsey Middle East E.C
Mar 2010 - Aug 2010 (6 months)
Loss Adjuster
Arabian Inspection & Survey Co. (Lloyds Agency)
Mar 2009 - Feb 2010 (1 year)
Principal Consultant
Shahzada Surveyors
Apr 1996 - Mar 2009 (13 years)
Education
Bangalore University
B.E, Electrical Engineering
1990 - 1995
Skills
Analytical Skills • Claims Management • Claim • General Insurance • Liability • Reinsurance •
Insurance • Loss Adjusting • Commercial Insurance • Property & Casualty Insuranc