Industrious motivated credit specialist offering 15+ years of significant expertise in large-scale credit management in industrial, residential, and trading activities. Recognized for solid analytical abilities, credit risk methodologies and financial evaluation, modelling, and forecasting. Proven record in leading finance, sales, and treasury control. Great understanding of collection activities and strategies applied on several markets.  Strong interpersonal and communication skills with demonstrated ability to influence decision-making while transformational in bringing global perspective through involvement with multinational companies. Recognized leadership skills, being Head of Credit in big companies and multinational group, leading 15 to 20 people.