Review of my credentials would confirm my association as a Credit Manager Commercial offering performance driven experience of over 12 years’ in the areas of Credit Management and Analysis, Credit Control and Operations, Credit Approval Discretion and Underwriting, Business Development, Revenue generation, Relationship Management, Customer service, Training & Development, Resource Management, Team Management, Escalation Management, Hindsight and Loan Loss Reviews, Negotiation Skills, Team Leading, which I believe shall make a very significant contribution to meet the objectives of your esteemed organization while improving operational efficiency.

Academically sound with a Postgraduate Diploma in Banking & Finance from Symbiosis University, India has practical and academic accolades to outshine in the field of Banking and Credit Review. During my career, I have garnered extensive experience in credit operations including credit appraisal, credit management & client servicing along with rich exposure to identify, mitigate, and monitor risks in credit function. Due to my outstanding performance I have been bestowed with "ANZ Monthly High Performer" Award and "ANZ Quarterly High Performer" Award, "Best Kaizen" Award for the quarter & annual ‘Best Performer" award (2012).

With an innate sense of task prioritization, managerial aptitude, training & development and result oriented attitude towards accelerating organizational growth and that too in a high pressured, time bound and competitive environment, I reckon that my grooming level is apt to look outward for a challenging position, requiring complete grasp & grip of Commercial Credit Management with high level of professional loyalty, integrity and maturity.