• Spearhead and oversee the provision of financial management solutions for a client portfolio of circa €150M through client meetings and phone conversations.
• Prepare and review credit applications to seek internal credit approval.
• Monitor existing loan and other asset portfolio as well as prepare periodic report on asset sales.
• Monitoring, maintaining and managing collateral/guarantee, internal credit rating review, financial covenants and other ad-hoc tasks from time to time.
• Demonstrated in-depth knowledge of the credit process when dealing with complex lending cases, and a clear understanding of the bank’s credit policy and operating core banking systems when ensuring adherence to the Central Bank of Ireland’s regulatory and lending requirements.
• Maintain ongoing dialogue with clients to acquire necessary financial information as well as plan, develop and implement a customised credit strategy to meet client needs and requirements.

• Orchestrate the management of a client portfolio to establish and negotiate repayment arrangement solutions of Small-Medium sized Business arrears accounts amounting to c. €70m through regular client meetings and phone conversations.
• Prepare and review credit applications to seek internal credit approval.
• Monitor existing loan and other asset portfolio as well as prepare periodic report on asset sales.
• Regularly prepare new consolidated client positions and complete financial analysis through cash-flow finance.
• Maintain ongoing dialogue with clients to acquire necessary financial information and establish and negotiate the formulation of a credit strategy to offer new products/services to meet client requirements, in adherence to Central Bank of Ireland requirements and Bank of Ireland’s credit criteria, policies and SLAs.

• Providing overall management for a portfolio of mortgage arrears accounts (100+) amounted to €50M through regular client meetings and phone conversations.
• Controlled the credit assessment, risk management, negotiation and recommendation of strategic restructuring solutions to reduce arrears, and debt collection and enforcement. Developed and obtained internal credit approval.

• Orchestrated and drove successful end-to-end project management from inception to completion.
• Provided guidance and support to project team members towards the work plan and monitored quality assurance of the project delivery.

Loans
Regulations
Pensions
Life Assurance
Investments
Financial Planning

Strategic Management, Corporate Methods, Taxation, Business Research Methods, Consumer Behaviour,Business Information Systems, Communications & Teamwork, Organisational Change, Project Management, Human Resource Management, International Marketing, Management Accounting, Financial Services, Group Project,