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OBJECTIVES
Ambitious and self-motivated individual with 15 years of professional experience, excellent knowledge of financial and reporting, Working in a multicultural environment where I can interactively use my working experience and skills to further enhance my experience and build on my career.

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PERSONAL DETAILS
SKILLS

• Verbal and written
Communication skills.
• Leadership skills.
• Negotiating skills.
• The ability to use IT – Excel, Microsoft Word, PowerPoint
• Specialized in typing English, Arabic and Farsi.

EDUCATION

• High school at Adab Private school majored in science (2001)
• Bachelors in Accounting at Azad University – Dubai (2006) NEDA MOHEBBI
MOBILE +97156 319 7616
+971528417774
EMAIL : NEDA.MOHAMMAD35@GMAIL.COM

WORK EXPERIENCE
BANK SADERAT IRAN (2007-2016)

As a Senior Credit Officer I was responsible for providing support, direction, credit information, and loan policies and procedures to ensure the overall quality of the Bank's credit extension.

SENIOR CREDIT ADMINISTRATION OFFICER
(2012-2016)
Key Responsibilities & Accountabilities:
• Prepare and check facility and security documentation
• Check and comment on facility and security documentation prepared by lawyer
• Check appropriate security and facility documents are properly executed
• Review the credit limit of borrowers and other relevant information to ensure proper input in the system
• Perform supervisor release of the transactions done by the users in the system
• Prepare, update and check the reports (monthly/quarterly) to the relevant department/management
• Monitor for the submission of credit data of SME borrowers to CCRA and CRA
• Witness the signing of guarantee
• Prepare minutes of Loan Committee meeting and Asset Taskforce meeting
• Rationalize work procedure and monitoring reports compiling of the section and update CAS guidelines
• Support preparation of legal credit related cases
• To provide banks customers financial services which exceed the customer’s expectations by delivering competent, timely and problems free service.

CREDIT ADMIN OFFICER
(2007-2011)
Key Responsibilities & Accountabilities:
• Mark-up and maintenance of bank credit facilities- input and registration of limits and collateral, disbursements, amendments and pricing.
• Credit Control- monitor and report to business units credit limits annual review/ expiry dates, repayment schedules’ status, excesses, collateral coverage, revaluations due and insurance policies due for renewal.
• Review accounts classification, report delinquencies for follow up by business units and provisioning if any.
• Assist in preparing credit documentation within approved terms, bank policies and delegation authorities.
• Prepares periodical reports of credit portfolio and update the same on UAE Central Bank Portal monthly.
• Credit files review and custody, placing copies of completed Security/ Collateral documents in files.
• Assist in safe custody and registry of the original credit/ borrowing and security documentation.
• Checks the validity and completeness of all documents obtained and the scrutiny of captioned signatures in order to keep check on the system.
• Provides a full range of day-to-day support service to Relationship Officers in order to fulfill teamwork and group objectives.
LEGAL ASSITANT

Key Responsibilities & Accountabilities:

Legal assistant (professional office Management officer) & Coordinator
General law – firm skills & typist & coordinator and lawyer supporter.
- Primary experience in drafting memos on various issues and litigation ( first instance –Appeal – Cassation & Supermen court )
- Review all legal procedures at the police station , the prosecutors , the Notary public etc …
- Able to draft all type of POAs either general or privet, formal Appeals, Order on petitions.
- Save and archive files and data customers, staff on pc with the aim of speeding work.
- Register cases either through the court systems or manually.
- Communicate in writing with the court departments and the customers ( correspondences )
- Review all legal procedures at police station and prosecutors and the courts and all governments department.
- Follow up on all kinds of lawsuits and communications and electronic registration of the issues and requests.
- Follow up applications in the economic department municipalities and various government agencies to obtain permits.
- Experience in contract procedures and make adjustment and conflict resolution.
- Approaching the official and legal department review and termination of transactions.

HR and Admin Assistant:

Key Responsibilities & Accountabilities:

- Manage and ensure effective recruitment, screening and selection of candidates
• Conduct interviews, coordinate offer negotiation and employee on boarding process.
• Maintain ,track and timely renewal of visas, passports, labor cards and emirates ID
• Maintain personnel files, HR Records, and confidential data.
• Payroll processing and entering employee information in the system accurately.
• Leave management and attendance management
• Managing employee exits and visa cancellation.
• Medical insurance administration ,claims, reimbursements ,life insurance and workmen compensation and their timely renewal
• Coordinate in employee’s performance appraisal process
• Initiating disciplinary action for misconduct
• Maintain company circulars and memos
• Suggesting new HR policies and amendment of existing policies
- Attending the switch board (answering and transferring calls, arranging conference calls and receiving guests)
- Assisting and Reporting to the Regional HRA Manager for all HRA related work.
- Employees on-boarding and off boarding process.
- Maintaining/Updating the employee personnel files.
- Coordinating with the PRO and driver for all immigration and administration related work.
- Coordinating for the renewal of company legal documents and Agreement.
- Leave Management.
- Checking and verifying expense claims of all employees.
- Coordinating for the yearly appraisal of all employees.
- In-charge of ticket and hotel booking request.
- Coordinating with accounts department.

AL FUTTAIM PANATECH (2002-2006)

WHOLE SALE OFFICER

• Responsible for all procurement, sales and operations for a progressive electronic items (home appliances, Office essentials, Audio/video/telephone/PBX central box)
• Developed a customer-focused distribution process that led to more business members receiving their weekly
• Analyzed market conditions and utilized consumer insights to develop strategic sales and marketing strategies
• Hired, trained, and managed a diverse group of 4 inside/outside sales reps and 3 operational personnel
• Collected customer service performance data for accounts from service orders.
• Client Management responsibilities identifying trends and delivering an outstanding customer experience.
• Directed and managed the company wholesale sales operations
• Helping customers for funds transfers, bank facilities &account details to customers
• Responsible for establishing and administering portfolio of corporate liabilities, business facilities and Bank assurance.