YOGESH KATHURIA
Financial Planning & Analysis
- An astute and accomplished senior banking professional with over 18+ years of profound experience in steering entire functions of Sales, credit, risk management, collections & recoveries across SME loans
- Hands-on experience in Credit Operations, Business Development, Risk Management and Compliance, Portfolio Analysis, Debt Recoveries, Collections, Territory Management and Relationship Management
- A strategist & implementer with recognized capabilities of managing various lending operations through the entire life cycle, including appraising proposals and conducting risk analysis
- Leveraged experience in increasing sales revenues, developing profitable & productive business relationships and building an extensive client base by offering solutions rather than price driven discussions
- Competently monitoring strategies to enlarge the market base of the bank, based on research data while managing portfolio of clients and delivering exceptional client services
- Proven track record of devising and implementing marketing and sales strategies / techniques and lead generation thus exceeding sales goals as well as streamlining operations and invigorating businesses
- Instrumental in participating in high level operational initiatives including infrastructure design, collections process re-engineering, turnaround management & reorganization
- Proven track record in managing credit portfolios, driving vendor management functions like field investigation, risk containment, debt recovery & collections agencies, monitoring agency performance and maintaining lowest delinquency levels
- Outstanding success and a reputable track record in Business Development, Assessing and Sanctioning loan proposals and all facets of Credit Operations by scaling up business from scratch, driving branch visibility & profitability
- Adept at maximizing the productivity by reviewing the portfolios, critical collections processes, devising strategies for collection & targeting NCL
- Competencies in carrying out lending operations with extensive knowledge of the government policies, regulations and provisions of various statutory acts with relevance to financial assets
- Strong domain experience in the execution of credit monitoring and compliance solutions (Regional and local risk management policies and procedures, including financial risk, data protection)
- Ability to handle operations and expand opportunities towards the achievement of stated targets, to lead, motivate and provide effective guidance to perform at expected service standards
- Effective collaborative skills in directing cross-functional teams using interactive and motivational leadership and making high-stakes decisions
| Last Resume Update |
April 29, 2024
|
| Address |
Ghaziabad, India |
| E-mail |
kathuria.yogesh1982@gmail.com |
| Phone Number |
09899297287 |
