A seasoned professional with overall six years of experience in risk analysis and financial reporting.

• Proficient in conducting comprehensive credit assessments, utilizing advanced analytical tools and data-driven strategies to evaluate borrower risk and ensure prudent lending practices.
• Proven track record of successfully managing and mitigating credit risks, resulting in improved loan portfolio quality and enhanced profitability for corporate clients.
• Adept at developing and implementing credit policies, procedures, and guidelines to align with regulatory requirements and industry best practices, ensuring compliance and minimizing potential vulnerabilities.
• Strong communication and collaboration skills, demonstrated through effective cross-functional teamwork with underwriters, and senior management to streamline processes and achieve organizational objectives.
• Expertise in analyzing financial statements, and market trends to assess creditworthiness and recommend appropriate credit limits, terms, and conditions for diverse business clients.
• Skilled in mentoring and leading junior credit analysts, fostering a culture of continuous learning and professional development to enhance team performance and drive results.
• Dedicated to maintaining a proactive approach to credit risk management, staying abreast of evolving market dynamics and emerging risk factors to provide strategic insights that facilitate sound lending decisions.