Target oriented banker with 7 years of experience in Retail banking, credit experience in consumer credit products lending (Housing, Term Loan, Personal Loan, Auto Loan, Merchant Loan, Credit and revolving Cards, Overdraft ), Remedial debt collection, recovery, Legal recovery, restructuring, and branches Operations.

Wide knowledge of banking operations in different divisions among (Retail,SME , and Corporate banking ).

Deeply involved in to central bank legal, regulatory requirements, and circulations (Compliance).

Holder of Masters degree in Business Administration , Certificate in Lebanese Financial Regulations issued by ESA with Merit and other banking industry requirements certificates.

Deep knowledge of IFRS9 regarding Reporting , credit classifications,staging, and provisions.